Uninsured Patients

Consistent with our mission to deliver compassionate, high quality, and affordable health care services, Essentia Health is committed to providing financial assistance to eligible patients who are uninsured or underinsured, who meet the income-based and asset eligibility criteria and for whom it would be a financial hardship to pay the full out-of-pocket expenses for medically necessary services.

Our Uninsured Discount Program

1. Offers a discount to patients who are uninsured and who require medically necessary services.
2. Will be extended to all eligible patients seen at eligible Essentia Health locations, regardless of their state of residency.
3. Will be applied automatically to the Gross Charges billed to the patient.
4. Does not apply to insured patients who choose not to bill their insurance company.

Please note that if you are an uninsured patient who received services at an eligible Minnesota Essentia Health location [PDF], you may qualify for an additional discount if your annual gross household income does not exceed $125,000. Learn more by reviewing the MN Charity Regulation UID application [PDF].

Learn About Other Options

In addition to our Financial Assistance and Uninsured Discount Programs, Essentia Health also offers multiple interest-free payment options that may help you pay your medical bills. Please visit our helping you pay your medical bills page to learn more about these options. Or, you can speak with one of our Patient Financial Services team members by calling 1-800-985-4675.

For uninsured patients who are or have received medical care, you can also work with Elevate Patient Financial Solutions. Elevate Patient Financial Solutions can help you seek assistance through county, state, and federal programs to help with your medical bills. Visit Elevate Patient Financial Solutions' website to request more information or email Elevate Patient Financial Solutions at [email protected] to learn more.

Services & Specialties Not Covered

List of Exclusions for the Essentia Health Financial Assistance Program and Uninsured Discounts.

Services excluded from the Essentia Health Financial Assistance Program and Uninsured Discounts include, but are not limited to:

• Assisted Living Facilities
• Cardiac Rehab III
• Cosmetic Services
• E-Visits
• Home Health and Hospice care not performed by a skilled provider
• Prescription Medications/Retail Pharmacy
• Reproductive Management Services
• Skilled Nursing Facilities

Retail Services – such as:

• Durable Medical Equipment and Supplies that do not meet Medicare’s medical necessity guidelines
• Eye Glasses / Contacts
• Hearing Aids/Batteries/Inserts/Repair

Services:

• DOT/Flight Physical
• Immigration exams
• Lasik Eye Surgery
• Massage Therapy Services
• Sports (School) Physical
• Travel Vaccines

Additional Exclusion under Financial Assistance:

• Master Level Providers for Behavioral Health Services

Additional Exclusion under Uninsured Discount:

• Convenience Care

* Services excluded from the Essentia Heath Uninsured Discount are considered cosmetic, not medically necessary, or retail services exempt from the AG agreement.

Discount Rates

Discount rates vary by location.